Sunday, June 3, 2012

Marauders Time At Hogwarts

Marauders Time At Hogwarts

Join the adventure through the years at Hogwarts with your favorite Marauders and the rest!<3

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Unfamiliar Investments: How do REITs work? | pesatalk.com

REITs collect funds through an Initial Public Offering (IPO). These funds are then used to buy, develop and manage real estate projects. ?Income is generated through renting, leasing, or selling the properties and is distributed directly to the REIT holder on a regular basis. When a REIT pays out its dividends, they?re equally distributed among shareholders as a percentage of paid-out taxable income.

REITs, just like ordinary companies, have a board of directors that is elected by the shareholders. The board is responsible for the hiring of real estate individuals to identify what projects to invest in and manage the portfolio on a day-to-day basis.

In most countries, REITs are exempt from paying income tax (usually 30%) as long as they remunerate 90% of their taxable income to shareholders. This is beneficial to shareholders as they receive higher dividends as compared to other listed companies with similar market capitalizations.

Types of REITs

When classifying REITs we have the following categories, mainly based on the types of real estate they invest in:

  • Equity or Income REITs; these invest in and own properties. Consequently their income comes from rental proceeds.
  • Mortgage or Development REITs; these invest in the ownership of mortgage properties. They loan money as mortgages to potential home-owners. Their revenues are generated from the interest earned on the mortgage loans.
  • Hybrid REITs; these invest in properties and mortgages.

Benefits of Investing in REITs

The main benefit of REITs to investors is that they provide a tool for diversification of one?s portfolio. An investor will be able to distribute his funds between various listed companies, government securities and real estate.

Another benefit of REITs is that they provide liquidity to real estate investing. A shareholder can easily sell their stake should the real estate industry underperform. This is in comparison to the relative difficulty which a home-owner would face when trying to sell their property when house prices drop.

REITs also guarantee shareholders regular dividend payments. This is because distributing revenues among shareholders enable REITs to avoid paying income tax on the revenues they earn.

Like any other listed investment, shareholders in REITs can benefit from capital gains through share price appreciation.

REIT revenues come from real estate incomes, thus shareholder returns are usually adjusted for inflation since house prices adjust themselves in line with the cost of living.

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Treasure Coast Real Estate | BOULEVARD VILLAGE Homes For ...

by starfish on June 2, 2012

Find BOULEVARD VILLAGE Homes For Sale and BOULEVARD VILLAGE Home Values. We also have information on mortgages, insurance, movers and other Treasure Coast Real Estate Services for anyone looking to sell or buy a home in beautiful Indian River COUNTY Florida.

Paul Kitchen and Starfish Team provide clients, family and close friends with professional, honest and dependable service. A resident of Treasure Coast, Paul is extremely familiar with the local neighborhoods including BOULEVARD VILLAGE, school districts and the Treasure Coast Real Estate market in this beautiful Florida town.

Paul Kitchen
Broker-Owner
Starfish Real Estate
3221 Ocean Drive Vero Beach, FL 32963
(772) 539-8420
(800) 793-7304 toll free
Treasure Coast Real Estate
Treasure Coast Real Estate Blog

Starfish Real Estate

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Saturday, June 2, 2012

Girl from graphic napalm photo from Vietnam War turns 40

TRANG BANG, Vietnam (AP) ? In the picture, the girl will always be 9 years old and wailing "Too hot! Too hot!" as she runs down the road away from her burning Vietnamese village.

She will always be naked after blobs of sticky napalm melted through her clothes and layers of skin like jellied lava.

She will always be a victim without a name.

It only took a second for Associated Press photographer Huynh Cong "Nick" Ut to snap the iconic black-and-white image 40 years ago. It communicated the horrors of the Vietnam War in a way words could never describe, helping to end one of the most divisive wars in American history.

But beneath the photo lies a lesser-known story. It's the tale of a dying child brought together by chance with a young photographer. A moment captured in the chaos of war that would be both her savior and her curse on a journey to understand life's plan for her.

"I really wanted to escape from that little girl," says Kim Phuc, now 49. "But it seems to me that the picture didn't let me go."

____

It was June 8, 1972, when Phuc heard the soldier's scream: "We have to run out of this place! They will bomb here, and we will be dead!"

Seconds later, she saw the tails of yellow and purple smoke bombs curling around the Cao Dai temple where her family had sheltered for three days, as north and south Vietnamese forces fought for control of their village.

The little girl heard a roar overhead and twisted her neck to look up. As the South Vietnamese Skyraider plane grew fatter and louder, it swooped down toward her, dropping canisters like tumbling eggs flipping end over end.

"Ba-boom! Ba-boom!"

The ground rocked. Then the heat of a hundred furnaces exploded as orange flames spit in all directions.

Fire danced up Phuc's left arm. The threads of her cotton clothes evaporated on contact. Trees became angry torches. Searing pain bit through skin and muscle.

"I will be ugly, and I'm not normal anymore," she thought, as her right hand brushed furiously across her blistering arm. "People will see me in a different way."

In shock, she sprinted down Highway 1 behind her older brother. She didn't see the foreign journalists gathered as she ran toward them, screaming.

Then, she lost consciousness.

___

Ut, the 21-year-old Vietnamese photographer who took the picture, drove Phuc to a small hospital. There, he was told the child was too far gone to help. But he flashed his American press badge, demanded that doctors treat the girl and left assured that she would not be forgotten.

"I cried when I saw her running," said Ut, whose older brother was killed on assignment with the AP in the southern Mekong Delta. "If I don't help her ? if something happened and she died ? I think I'd kill myself after that."

Back at the office in what was then U.S.-backed Saigon, he developed his film. When the image of the naked little girl emerged, everyone feared it would be rejected because of the news agency's strict policy against nudity.

But veteran Vietnam photo editor Horst Faas took one look and knew it was a shot made to break the rules. He argued the photo's news value far outweighed any other concerns, and he won.

A couple of days after the image shocked the world, another journalist found out the little girl had somehow survived the attack. Christopher Wain, a correspondent for the British Independent Television Network who had given Phuc water from his canteen and drizzled it down her burning back at the scene, fought to have her transferred to the American-run Barsky unit. It was the only facility in Saigon equipped to deal with her severe injuries.

"I had no idea where I was or what happened to me," she said. "I woke up and I was in the hospital with so much pain, and then the nurses were around me. I woke up with a terrible fear."

Thirty percent of Phuc's tiny body was scorched raw by third-degree burns, though her face somehow remained untouched. Over time, her melted flesh began to heal.

"Every morning at 8 o'clock, the nurses put me in the burn bath to cut all my dead skin off," she said. "I just cried and when I could not stand it any longer, I just passed out."

After multiple skin grafts and surgeries, Phuc was finally allowed to leave, 13 months after the bombing. She had seen Ut's photo, which by then had won the Pulitzer Prize, but she was still unaware of its reach and power.

She just wanted to go home and be a child again.

___

For a while, life did go somewhat back to normal. The photo was famous, but Phuc largely remained unknown except to those living in her tiny village near the Cambodian border. Ut and a few other journalists sometimes visited her, but that stopped after northern communist forces seized control of South Vietnam on April 30, 1975, ending the war.

Life under the new regime became tough. Medical treatment and painkillers were expensive and hard to find for the teenager, who still suffered extreme headaches and pain.

She worked hard and was accepted into medical school to pursue her dream of becoming a doctor. But all that ended once the new communist leaders realized the propaganda value of the 'napalm girl' in the photo.

She was forced to quit college and return to her home province, where she was trotted out to meet foreign journalists. The visits were monitored and controlled, her words scripted. She smiled and played her role, but the rage inside began to build and consume her.

"I wanted to escape that picture," she said. "I got burned by napalm, and I became a victim of war ... but growing up then, I became another kind of victim."

She turned to Cao Dai, her Vietnamese religion, for answers. But they didn't come.

"My heart was exactly like a black coffee cup," she said. "I wished I died in that attack with my cousin, with my south Vietnamese soldiers. I wish I died at that time so I won't suffer like that anymore ... it was so hard for me to carry all that burden with that hatred, with that anger and bitterness."

One day, while visiting a library, Phuc found a Bible. For the first time, she started believing her life had a plan.

Then suddenly, once again, the photo that had given her unwanted fame brought opportunity.

She traveled to West Germany in 1982 for medical care with the help of a foreign journalist. Later, Vietnam's prime minister, also touched by her story, made arrangements for her to study in Cuba.

She was finally free from the minders and reporters hounding her at home, but her life was far from normal. Ut, then working at the AP in Los Angeles, traveled to meet her in 1989, but they never had a moment alone. There was no way for him to know she desperately wanted his help again.

"I knew in my dream that one day Uncle Ut could help me to have freedom," said Phuc, referring to him by an affectionate Vietnamese term. "But I was in Cuba. I was really disappointed because I couldn't contact with him. I couldn't do anything."

___

While at school, Phuc met a young Vietnamese man. She had never believed anyone would ever want her because of the ugly patchwork of scars that banded across her back and pitted her arm, but Bui Huy Toan seemed to love her more because of them.

The two decided to marry in 1992 and honeymoon in Moscow. On the flight back to Cuba, the newlyweds defected during a refueling stop in Canada. She was free.

Phuc contacted Ut to share the news, and he encouraged her to tell her story to the world. But she was done giving interviews and posing for photos.

"I have a husband and a new life and want to be normal like everyone else," she said.

The media eventually found Phuc living near Toronto, and she decided she needed to take control of her story. A book was written in 1999 and a documentary came out, at last the way she wanted it told. She was asked to become a U.N. Goodwill Ambassador to help victims of war. She and Ut have since reunited many times to tell their story, even traveling to London to meet the Queen.

"Today, I'm so happy I helped Kim," said Ut, who still works for AP and recently returned to Trang Bang village. "I call her my daughter."

After four decades, Phuc, now a mother of two sons, can finally look at the picture of herself running naked and understand why it remains so powerful. It had saved her, tested her and ultimately freed her.

"Most of the people, they know my picture but there's very few that know about my life," she said. "I'm so thankful that ... I can accept the picture as a powerful gift. Then it is my choice. Then I can work with it for peace."

___

Online:

http://www.kimfoundation.com

___

Follow Margie Mason at http://www.twitter.com/margiemasonap

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Slate Roofing Roofers Install Deter Fire and Ice











History says philosopher and scientist Isaac Newton stumbled upon the concept of gravity when an apple fell on top of his head. It's a good thing he wasn't anywhere near a house with loose slate roofing. Aside from its toughness and beauty, a slate tile falling off the roof could've killed him.

Slate roofing is, in simple terms, putting rocks for your roof like cladding a battering ram in steel armor. In the U.S., quarrying for slate didn't come until the latter half of the 19th century; but its use for roofing came as early as the early 17th century. In Jamestown, Virginia, scientists uncovered slate roofing dating back 1625 to 1650, as well as others between 1640 and 1670. At the time, the homes with slate roofing were designed primarily to deter fire.

Since many buildings in the country were mostly made out of wood at the time, they were sitting ducks to even a small fire. Being rocks naturally, slate roofs made sure houses didn't catch fire when nearby houses or bushes were ablaze. Today, slate roofs still serve that primary purpose.

Slate roofs offer excellent protection from falling debris. Hail is one example, as it's notorious for leaving holes in roofs across the country. Tests done by the National Slate Association showed slate roofing as thick as 3/8 of an inch can withstand 2-inch hailstones traveling as fast as 76 miles per hour.

Another benefit of slate roofing NJ roofers install is it adds to the value of your home. Whether you're looking at it from afar or at point blank, slate roofing appears beautiful no matter how you look at it. Combine slate roofing with natural rock or brick siding and you'll get a house that isn't only expensive-looking but also historical to boot. Of course, other siding materials also go well with slate roofing.

Sticks and stones may break your bones, but slate roofing will prevent your home from suffering that fate. Its outstanding qualities will deter fire and hail, among others. Given the fact that slate roofs in Jamestown survived centuries, slate roofing NJ roofers offer can also last a lifetime.

For more details on slate roofing and its wonders, visit the official website of the National Slate Association at SlateAssociation.org. You can also find on their website tips on taking care of the slate roof NJ roofers residents call have to offer.

If you have questions, please visit us at www.AdvancedRoofingSys.com for complete details and answers.

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Facebook Finally Cracks Down On Auto-Sharing Spam With ?10-Second Rule?

facebook_spamIf you hate accidental auto-sharing, you're in luck. Now you have to be watching or reading something for at least 10 seconds before Facebook apps can auto-share the activity to your Timeline. That should drastically reduce the amount of crappy click-bait articles and video clips you see in the news feed and ticker. Video apps must also now inform you that they auto-share and provide an option to opt out on the page where a video is watched. These rules could deflate the user counts of apps like Viddy and Socialcam. It also recently added more requirements to its?comprehensive checklist?auto-sharing apps must follow.?The debate rages on about whether "frictionless sharing" is the future of discovery or the death of curation, but at least Facebook is taking decisive steps to keep the worst content from spreading friend to friend.

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US ordered to decide Iranian group's fate

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Friday, June 1, 2012

Diffbot Raises $2 Million Angel Round For Web Content Extraction Technology

diffbot_9Diffbot, the super-geeky/awesome visual learning robot technology which aims to "see" the web the way that people do, is today announcing a new infusion of capital. The company has closed $2 million in funding from a number of technology veterans, including EarthLink founder Sky Dayton;?Andy Bechtolsheim, co-founder of Sun Microsystems;?Joi Ito, Director of MIT Media Lab;?Brad Garlinghouse, CEO of YouSendIt (and formerly of TechCrunch parent company AOL), Maynard Webb, LiveOps CEO, formerly eBay COO; Elad Gil,?VP of Corporate Strategy at Twitter;?Jonathan Heiliger, former VP of Technical Operations at Facebook; Redbeacon co-founder?Aaron Lee; and founder of VitalSigns?Montgomery Kersten. Matrix Partners also participated in the round. Of the new investors, Sky Dayton will be the first to join Diffbot's board and will be taking an active role in the company, including plans to go hands-on with various Diffbot projects.

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Guest lineups for the Sunday news shows

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?Success in the Restaurant Industry Requires Superior Quality and ...

?

In a sense, the state of the restaurant industry is the same as it has always been. Change is always in the air, but the business is still serving food and catering to the American love of quality. American restaurant owners know what customers expect.

Regardless of the restaurant?s menu, category, or concept, if a restaurant is competing near the top of its segment with great products and services, there is always a chance for success. Howard Cannon, Restaurant Consultant, Restaurant Expert Witness, and CEO says, "Customers will frequent the restaurant that delivers the best products and services at the right price in a given market area. If Bill?s restaurant is all that?s available, that?s the place where people will spend their money. If they have two or three choices, they will spend their money at the place providing the best food and service at the fairest price. The restaurant business is a fun, competitive environment?if you?re great."

The marketplace has plenty of room for new and innovative concepts as well. Our society has shown great interest in making a dining experience like a short vacation. Although the restaurant business is difficult, new people are always stepping into the industry wanting to compete. Some want to compete with the big boys, some want to compete with the mom-and-pop places, some want to compete with new concepts, and some want to compete by improving on what has always been done, but they come in busloads ready to compete. Cannon advises, "The question that you must answer for yourself is, do you have what it takes to stand out from the crowd and succeed?"

Success comes with having the necessary knowledge, a good plan, the ability to execute well, and an ample supply of money. Cannon says, "The best restaurant success strategy is to be great at what you do."

Howard Cannon is a highly-recognized restaurant expert witness, consultant, analyst, and speaker. He is the author of The Complete Idiot?s Guide to Starting a Restaurant? ? found in 76 countries around the globe. Mr. Cannon is the CEO of Restaurant Consultants of America and Restaurant Expert Witness, and can be reached at 800-300-5764 or via the web at RestaurantConsultantsOfAmerica.com or RestaurantExpertWitness.com.

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